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Affordable Medical Insurance Services

Rates Same As Direct

                    


                   
Questions?  Call Tollfree (877) 378-9486 (No Phone Prompts)  9 AM to 6 PM Mon-Fri    

   
Click here for Kaiser Permanente Instant Quotes for Individuals and Families. browse plans, obtain rates and to apply DIRECTLY at Kaiser Permanente, California's secure site for the fastest processing. You do not have to wait for anyone to e-mail you back!
Authorized Broker Benefit Specialist

  <<< Kaiser Permanente, CALIFORNIA,
K P Authorized Agent

Blue Shield of CALIFORNIA  Authorized Agent>>>


Instant Quotes - Individuals & Families

Plans and Rates Same As Direct - Apply now and pay later!




Obtaining a Blue Shield of CA health plan is EASY! Just click above - to browse plans, obtain rates and to apply DIRECTLY at Blue Shield of California's secure site for the fastest processing. You do not have to wait for anyone to e-mail you back!

But  FIRST ... IMPORTANT!  Please read the following important information regarding applying for Kaiser Permanente California health plans ....



These quotes are INSTANT, not E-mailed -
After receiving your instant quote, and choosing your plan, if you
should decide to go ahead 
and complete the application online, you will be able to go instantly to the secure
Kaiser Permanente 
application page. You do not have to wait for anyone to e-mail you back.


Call us anytime with any questions you may have.  This allows you to have more personalized service, which
is an additional level of service at no higher cost to you whatsoever. Plans and rates are the same as direct.
Your privacy is of utmost importance to us and your information is not shared.


IMPORTANT:  After you complete the Kaiser application, and you get to the last page, please
remember to scroll down and click the "Submit" button.  This is the most common thing
overlooked.

You will receive an automatic e-mail confirmation that your application went through and is now
being reviewed.


Also... please write down our tollfree phone number for future reference:
  
(877) 378-9486


  You are NOT REQUIRED TO PAY anything when you apply, since Kaiser will bill you later!


Our rates and plans are the same as direct, and we are here to help you with no lengthy phone prompts.  
In fact, no prompts at all!  Call us!  We're here to help make it easier for you, and we serve all of California! 
Kaiser encourages applicants and members to be able to have more personalized attention through the
services of an authorized broker of Kaiser Permanente.

There are no fees for this service, as we are compensated by Kaiser Permanente.


If you are interested in dental, please call us and we can explain how the Dental plan works. If you sign  
up for a Kaiser Permanente medical plan today, you have a choice. Kaiser dental can be added now,
or if you prefer you can add it to your medical plan starting in December for a January 1st effective
date of the following year. This is Kaiser Permanente, California's open enrollment period for Delta
Dental on individual and family plans.

Important Note: We would be happy to assist you with other dental options available to you as well.
There are "stand alone" dental plans from other carriers that can be added at any time, either with or
without Kaiser Permanente medical plans and we would be happy to discuss your coverage options. 
Would you like dental only and no medical? Call us! Would you like to compare prices on other
carrier's PPO or HMO plans? Call us!




After your instant quote if you then choose to apply immediately online, your application will go 
directly to Kaiser Permanente, California,  immediately, for the fastest processing possible. 
Kaiser accepts paper applications also,  but online applications are faster.


You do not have to wait for us to e-mail you back, and you can apply online - right away.
Your application will go INSTANTLY to Kaiser Permanente, California to instantly begin their
automatic online underwriting review!


You will receive an online confirmation of your application after you complete it, and also an
online confirmation when it is approved.





Kaiser Permanente EFFECTIVE DATE:
You will have choices as follows:

1st of the month immediately following the date the application is APPROVED.
(application must be RECEIVED by the 23rd of the preceding month.)

15th of the month following the date the application is APPROVED (application
must be received by the 8th of the month of intended enrollment).

1st of the month plus one additional month following the date the application is APPROVED
(application must be received by the 23rd of the preceding month).

15th of the month plus one additional month following the date the application is approved
(application must be received by the 8th of the preceding month).
 

MEMBERSHIP CARDS:
 
Kaiser Permanente - California will mail your membership cards 10 - 14 days
after you are approved.


BILLING:  With Kaiser Permanente you do not pay up front.
You will receive a bill in a couple of weeks after your approval.


**If you are leaving employee group coverage, please make sure you know if you have continuation
coverage (COBRA Benefits) available to you,  It is important to know all your options, please check
with the administrator of your health coverage at your place of work.
 


Do not give up your current insurance until you know you have other coverage in place.



The Blue Shield of CA  PPO network is one of the largest in California with over 52,000 doctors and 360 hospitals. With Blue Shield plans, the HMO network has more than  25,000 doctors and 280 hospitals.


$6,000,000 Life time Maximum Coverage on all PPO plans


Nurseline available 24/7 -
Registered nurses offer medical information & assistance in choosing the most appropriate type of health care.

 



Blue Shield receives high ratings from independent benchmark firms like Weiss Ratings, Standard and Poor's and A.M. Best


Please call us and we would be happy to answer your questions today, and explain "what's what" with each plan!  With health insurance premiums mostly rising every year, it is important to choose the most cost efficient plan for YOUR needs. It is also important to know which plans are new that may save you money. At Affordable Medical Insurance Services, we are committed to serving your health care needs with quality plans at an affordable price! We'd be happy to assist you with the particulars of each plan.

Plans and rates are the same as Blue Shield of California direct with no service fees or any other charges.  We are compensated separately by them which enables you to have more personalized service.





Plans and Rates are the SAME as direct! 

As Authorized Agents of Blue Shield of California, we are
compensated separately by Blue Shield of California to
offer you more personalized service and assistance.

As part of the BlueCross BlueShield Association, BlueCard's extended network contains nearly 85 percent of ALL doctors and hospitals in the U.S!


In the BlueCard Worldwide Network, there are providers in more than 200 countries
ready for urgent or emergency care needs.

* Out-of-area coverage for the Blue Shield Access+ HMO plans cover only urgent and emergency care.  Members are not required to use the BlueCard Program to obtain urgent or emergency care





Blue Shield of California  EFFECTIVE DATE:  With most applications, medical records are requested and then reviewed. This process takes on average three weeks.  Some applications, however go through in only a few days, depending upon health history.  The Blue Shield of CA effective date for PPO plans could be any day of the month. The effective date for Blue Shield HMO plans is the 1st of the month.  You will be able to request an effective date on your application.


MEMBERSHIP CARDS:
  Blue Shield of California
 will mail your membership cards out usually 10 days after you are approved.


BLUE SHIELD OF CALIFORNIA BILLING:  You have a choice of paying by credit card or NOT paying with your application, but instead waiting to receive a bill.  The bill is usually sent out right away, after the application is approved.

**If you are leaving employee group coverage, please make sure you know if you have continuation coverage (COBRA Benefits) available to you,  It is important to know all your options, please check with the administrator of your health coverage at your place of work. 


Do not give up your current insurance until you know you have other coverage in place.

 

 

 

 

 


We're here to assist you - Monday through Friday,   9am - 6pm

With no phone prompts! - Call us today!    (877) 378-9486


Kaiser Permanente (K P) California
 
and  Blue Shield of California
Authorized Agent Karin Kos

Kaiser Permanente - Broker ID 11699

For Employee groups Kaiser Permanente and Blue Shield of California can be a combined offering.

Serving all service areas in CALIFORNIA


Affordable Medical Insurance Services

 

CA License# 0D99593



Rates Same As Direct


And why use a broker?  
Using a Broker you have more personalized service, without
all the lengthy phone prompts! 

As Authorized Agents of Kaiser Permanente,
 and Blue Shield of California,
premiums  are the same as direct - 
there are no added on fees.
 

Privacy 
Your privacy is of utmost importance to us and your information is not shared.  We ARE the agents you'll be doing business with, and we do not share your information.


 


Serving all of California

We're Here To Help - Call us Today! No phone prompts!


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